Financial Freedom by 40

How we kept our wedding expenses under $20k

joceisfinfree@gmail.com (Joce) — Thu, 14 Apr 2022 10:43:18 GMT

I got married recently and we held a small-ish wedding lunch reception for around 90 guests! The actual day itself was definitely tiring, not to mention the wedding preparation leading up to the big day. But I think it went pretty well and my partner and I are both glad that we can move on to enjoying married life. And plan our upcoming honeymoon! I'm very excited to travel again after 2 years😆

2021 in Review

joceisfinfree@gmail.com (Joce) — Wed, 29 Dec 2021 08:24:57 GMT

Hello again and happy holidays!

SaaS Evaluation - Cloudflare vs Fastly

joceisfinfree@gmail.com (Joce) — Fri, 13 Aug 2021 08:34:24 GMT

Someone shared Albion VC's SaaS evaluation framework with me recently a while back (as long as I've been procrastinating on this article 😆) and I really liked how structured and detailed it was. I will be using this framework to compare 2 popular cloud stocks, Cloudflare and Fastly

Referrals and discounts!

joceisfinfree@gmail.com (Joce) — Mon, 25 Jan 2021 10:27:59 GMT

This is a listing of all the referral codes and discounts that I can provide to my readers :) Feel free to use any that suits your needs!

Last updated on 29 Dec 2021

Looking back on 2020

joceisfinfree@gmail.com (Joce) — Mon, 28 Dec 2020 09:22:03 GMT

2020 will probably go down in memory as the year of upheavals and change. I count myself among the lucky ones to have been able to keep my job and health during this trying year. I picked up a new craft during circuit breaker out of interest and a desire to fill my time. That has grown into an online business selling handmade crochet items! It is not easy to juggle a full time job with a side business selling time-intensive handmade items but it has been incredibly fulfilling :)

You will not be able to retire without considering this

Chengkok — Mon, 12 Oct 2020 11:15:00 GMT

Most of us who read about wealth management would be familiar with both the CPF and the SRS. Both accounts are great (with their own humble limitations) to aid us towards a good retirement. Let’s look at the most ideal case where you reach your FRS (full retirement sum) and also the Best Case Situation for SRS. Assuming you draw down SRS at age of 65, this would mean that you will have the following retirement income in future.

Eyeing Cloudflare (NET)

joceisfinfree@gmail.com (Joce) — Sat, 29 Aug 2020 02:00:00 GMT

I have not had time to update this blog as I've been busy setting up a side business in the past month! I run a small shop on instagram selling handmade crochet items! Do check it out @offhook.creations and support me 😀

How To Start Investing Today With Index Funds

fipharmacistsg@gmail.com (Financially Independent Pharmacist) — Sat, 25 Jul 2020 03:18:54 GMT

Investing used to be a taboo word for me.

I’ve heard many stories of people losing their money in the stock market. This made me think of investing as gambling.

After becoming interested in making my money work harder for me, the topic of investing popped up again. After reading up more, I realised that you could actually earn from the stock market in a stable way!

One such way was via the passive investing route, where you invest in index funds. Here’s why I think index funds are a great way for anyone to start their investing journey.

Retirement planning for my parents

joceisfinfree@gmail.com (Joce) — Sat, 20 Jun 2020 04:00:00 GMT

One of the ways in which covid-19 has impacted my family is the growing concern that our household income may be affected as one of my parents is working in the oil and gas industry. Since both my parents are from the Merdeka generation (and also past retirement age), retrenchment is definitely front and center of their minds during this period of uncertainty.

A quick look at Shareable Asset

joceisfinfree@gmail.com (Joce) — Sun, 14 Jun 2020 06:09:08 GMT

Shareable Asset (SA) is an asset tokenization platform for real estate. Simply put, it allows investors to invest online in real estate via fractional ownership of real estate. The platform is MAS regulated and investing is done through a mobile app (iOS and Android) that is sleek and easy to use. Check out their main website here: https://www.shareableasset.com/